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BSA Pension plans

Anticipation is the key word for enjoying your retirement the most. BancSabadell d'Andorra helps you to prepare a more peaceful retirement.

Advantages:

No subscription or redemption fees.

Maximum flexibility:

  • Withdraw your money without any type of penalty when needed
  • Monthly contributions adaptable to your finances

Risk profile adapted to your time horizon

Free life insurance as from 6,010.12 €

Do you have a company and wish to contract a pension plan for your employees? Contact your personal agent who will inform you of the most suitable option for you.

Senior pension plan
Pla de pensions Sènior

Invest a maximum of 25% in equities. This is ideal for persons aged over 55.

  • The period immediately prior to retirement is the most important for saving.
  • The time horizon until retirement is a short one, so conserving the capital is more important.

For further details about the Senior Pension Plan, you can consult the file, the prospectusand the regulations.

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Mixed pension plan
Pla de pensions mixt

Invest in a balanced portfolio of equities and fixed income. This is ideal for persons aged 40 to 55** with the aim of a long term investment.

  • It is the period during which assets are consolidated.
  • The capital saved can be significant, even though the investment horizon is also a long one, it is necessary to control the risk and limit the riskier assets.

For further details about the Mixed Pension Plan, you can consult the file, the prospectusand the regulations.

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Junior pension plan
Pla de pensions júnior

Invest around of 70% in equities. It is idea for persons under 40**:

  • The age at which the persons starts to have the capacity to save and the ideal period for consolidating assets for the future.
  • The time remaining until retirement can be considered quite long, which allows the capital to be invested in assets with a higher risk than in the long term, which also offers a superior rate of return.

For further details about the Junior Pension Plan, you can consult the file, the prospectusand the regulations.

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